What changes must you make to your bank account to receive Social Security payments?

To receive Social Security payments, you must set up direct deposit with your bank to ensure quick, secure deposits into your account.

Set Up Direct Deposit

Ensure you provide your correct bank account number and routing number to avoid any delays in receiving payments.

Provide Your Bank Account Information

Make sure your bank account is open and active. If your account is closed or inactive, Social Security payments may not be processed.

Ensure Your Account is Active 

Verify that your bank account is either a checking or savings account, as these are the types eligible for direct deposit of Social Security benefits.

Confirm Bank Account Type

If you change banks or your address, promptly update your information with the Social Security Administration (SSA) to prevent payment issues.

Update Address or Bank Information

Some recipients may not be eligible for direct deposit and will receive payments by check or pre-paid card. Verify your eligibility on the SSA website.

Check for Eligibility for Direct Deposit

Use the “My Social Security” online portal to manage your payment preferences, including direct deposit details and any updates to your bank account.

Link Your Account to My Social Security Portal 

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