15 U.S. States That Won’t Tax Your Social Security, 401(k), IRA, or Pension Income

No State Income Tax: States like Florida, Texas, and Wyoming don’t tax any income, including Social Security and retirement funds.

Social Security Exemption: States like Alaska and Nevada specifically exempt Social Security benefits from taxes.

Pension Income Exclusion: States such as Pennsylvania and Mississippi offer full exemptions on pension income.

401(k) and IRA Tax Benefits: Some states, like Michigan and Illinois, don’t tax distributions from 401(k)s and IRAs.

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Tax-free Retirement: States like South Dakota and Montana allow retirees to enjoy tax-free retirement income.

Higher Income Thresholds: In states like Nebraska, Social Security benefits are not taxed up to a certain income threshold.

Retirement Income Credits: Some states offer credits or deductions on retirement income, like in Arizona and Wisconsin.

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